Term Life Insurance

Term Life Insurance Maybe you have heard “buy term and invest the rest” For most people term is probably the better choice, but that depends on the wants and needs of the purchaser. There are different subcategories of term insurance. Understanding the Basics of Term Life Insurance Is a set amount of insurance for a…

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Understanding Health Insurance

Understanding Health Insurance

Understanding Private Pay vs Single Payer Insurance and Disability Insurance can be bought for almost anything you can imagine. For the purposes of this blog, we are focusing on individual insurance and the insurance everybody needs. I am licensed in life, health, property, and casualty. Single payor health insurance/socialized medicine Most controversial of all insurance,…

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Understanding Auto Insurance

Auto Insurance

How much Car Insurance should I have? It doesn’t make sense to buy full coverage if you have an old vehicle. If you get into an accident and you are at fault, and the repair costs more than the value of your vehicle, they are going to take your vehicle in exchange for that coverage.…

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Understanding Your Homeowners or Renters Insurance

Home Owners Insurance

UNDERSTANDING YOUR HOMEOWNERS OR RENTERS INSURANCE How much is too much or too little? You are more likely to not have enough than too much. Rates will vary based on needs. Property and casualty apply to those who own a vehicle or rent or own a home. Having proper homeowners’/renters’ insurance If you are a…

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