Understanding Health Insurance

Understanding Private Pay vs Single Payer Insurance and Disability Insurance can be bought for almost anything you can imagine. For the purposes of this blog, we are focusing on individual insurance and the insurance everybody needs. I am licensed in life, health, property, and casualty. Single payor health insurance/socialized medicine Most controversial of all insurance,…

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Understanding Property and Casualty – Home Insurance

Home Owners Insurance

Understanding Your Home Owners or Renters Insurance How much is too much or too little? You are more likely to not have enough than too much. Rates will vary based on needs. Property and casualty apply to those who own a vehicle or rent or own a home. Some do not consider renters insurance thinking…

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Global Poverty vs United States Poverty

Homeless People Lying by Doorway

Defining Poverty Each country’s government gathers information, as well as the World Bank that conducts their own surveys. The World bank uses a method that collects information on household income then divides it by the household members. It is measured against the costs of food clothing and shelter. This method has been debatable by some,…

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How Can I Determine if I am in the Middle Class

Save The Middle Class

 How Can I Determine if I am in the Middle Class Three subcategories exist for the Middle class. USA had an article from December of 2020 looking at middle class on a national scale. Based on income alone for a family of three. This table is used for general purposes and not meant to categorize…

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How to Control Debt

Past Due

  Does “good debt vs bad debt” exist? Bad debt charges an interest on items that depreciate, while good debt has a return on investment. Using a credit card for a consumable item like buying clothes, going out to eat, or a loan for a car that depreciates in value is bad debt. Good debt…

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Types of Poverty

Types of Poverty

  Prosperity Club focuses on class differences to distinguish between incomes, we shouldn’t assume that those that are more educated have the brightest minds or that those that earn the most income are the best with handling money. Prosperity Club’s blogs will help you determine for yourself where you need to start, based on your…

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